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SPIRE mascot, Cash the Dog, makes saving fun for kids 12 & under.
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Open a new SPIRE Free Checking account today and get $1001!
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Earn cash back with no annual fee and donate to causes that improve lives.
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Refinance your single-family home & duplex investment properties.6
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Build solutions to manage your finances at every stage of life.
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There are infinite possibilities with a SPIRE Personal Loan.
*APR=Annual Percentage Rate. 0.00% APR for 12 months from account opening on purchases available to new Visa Signature accounts opened 7.1.22-9.30.22. After that, your APR will vary with the market based on the Prime Rate. Current rate(s) are based on the Prime Rate plus applicable margin as stated in the Wall Street Journal in effect on 6.30.2022. Your rate is based on your creditworthiness. Rates Please refer to the Credit Card Account Opening Disclosure you received for information regarding your APR. We calculate your balance by using a method called average daily balance (including new purchases).
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.
Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay the balance by the due date each month.
The information about the cost of the card described in the application is accurate as of January 19, 2018. This information may have changed after that date. To find out what may have changed, call us at 651.215.3500 or write us at 2025 Larpenteur Ave W., Falcon Heights, MN 55113
See Visa Revolving Card Agreement and Disclosure Statement and CURewards Program rules for more information.
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial
Protection Bureau at http://www.consumerfinance.gov/learnmore.