Proud to be voted Minnesota's Best again!

SPIRE is proud to be voted Minnesota's Best, again!

2022 Forbes Best-in-State Credit Union in Minnesota

SPIRE has been named the best credit union in Minnesota by Forbes

get $200^ with a SPIRE Signature Visa®

Get $200^ with a SPIRE Signature Visa®

a parent and two children on a scenic overlook of water and mountains

No-hassle personal loans for anything your heart desires

a family sitting at a picnic table outside of a cabin home with string lights as the sun sets

Create your home with a mortgage loan from SPIRE

leaves, tea, and pumpkins scattered on a table with a SPIRE Visa Debit card

Truly free checking plus $1001 deposited upon new account opening

a woman holding a beverage sitting by a laptop looking off into the distance

Meet with a trusted advisor to learn more about your 401(k) rollover options

a vehicle driving down a road surrounded by trees with orange leaves

Quick vehicle loan applications to get you on the road for your next adventure

SPIRE Credit Union

Driven by Midwestern Values


Welcome! At SPIRE, our core purpose is simple - to improve lives. Since 1934, we have proudly served the residents of Minnesota and Wisconsin. Today, with 22 branch locations in Minnesota, a network of ATMs across the country, and innovative products and services, we can assist you with all of your financial needs. Learn more about SPIRE.

Visa® Credit Cards

Get $200^ with your SPIRE Signature Visa® Credit card today. 
Learn more

2022 Toy Drive

Accepting new, unwrapped toys at all SPIRE locations to benefit local children through December 10.
Give Back

Personal Loans

No-hassle personal loans for anything your heart desires.
Apply now

NetGiver Match

Use NetGiver to donate to charities fighting housing or hunger challenges and SPIRE will match your donation up to $250.
Learn more

Forbes Best-In-State Credit Union

SPIRE has been named Minnesota's best credit union by Forbes.
Read more

HomeAdvantage RewardUp Sweepstakes

Apply for a SPIRE Mortgage Loan and be entered to win $1,500 on top of your HomeAdvantage Cash Rewards.
See details

Voted Minnesota's Best, Again!

SPIRE is proud to be voted Minnesota's Best, again!
Read more

Mortgage Loans

Create your home with a mortgage loan from SPIRE.
Learn more

Free Checking

Truly free checking plus $1001 deposited upon new account opening.
Open an account

Retirement & Investment Services

Meet with a trusted advisor to learn more about your 401(k) rollover options.
Meet a trusted advisor

Vehicle Loans

Quick vehicle loan applications to get you on the road for your next adventure.
Get approved online

SPIRE News

AARP Growth Giver 50 Over 50 Honoree, Dan Stoltz

SPIRE President/CEO Dan Stoltz has been honored as an AARP 50 Over 50 recipient in recognition of significant contributions and achievements in his community.

SPIRE to Match $25,000 in Member Donations

SPIRE will be matching up to $25,000 in donations made by members who use NetGiver to support housing and hunger services starting Giving Tuesday, November 29.

Donate New Toys Now Through December 10

The annual SPIRE Toy Drive is on now through Saturday, December 10. Bring new, unwrapped toys to your nearby SPIRE branch to support local families in need.

SPIRE Wins National Lending Excellence Award

SPIRE has been honored with the 2022 National Excellence in Lending Best in Show award by the Credit Union National Association (CUNA) Lending Council.

Home Buying Myths

The home-buying process can be overwhelming. It doesn’t matter if it’s your first time, or tenth. SPIRE strives to make sure you are set up for success.

Lehman Named Notable Marketer by Twin Cities Business

SPIRE VP of Marketing & Business Development, Lisa Lehman, has been named one of Minneapolis-St. Paul’s Notable Leaders in Marketing by Twin Cities Business.

More from SPIRE News


Hear from SPIRE Members

"I am extremely impressed by SPIRE's services. After receiving a motorcycle loan, the staff contacted me about taking out a personal loan to pay off two other loans with higher interest rates. This saved me over $100/month."
- New Member, via New Product Survey
"SPIRE representatives are ALWAYS attentive, courteous, and knowledgeable. The customer service is consistently excellent, while SPIRE provides great products and Digital Banking."
- 10+ Year Member, via Eden Prairie Branch Survey
"The branch is a comfortable, efficient building design with a well-thought-out parking lot. The easy and stressless process started from the moment I parked in the lot!"
- 3-5 Year Member, via New Product Survey
"Your customer service, your products, and your match of charitable contributions — I can't speak highly enough to others about SPIRE."
- 10+ Year Member, via Contact Center Survey
"I have been a member for 26 years and have been helped in so many ways as a young man and now still being young at heart but older. SPIRE is doing everything to make sure my financial and banking needs are taken care of! I just love my credit union and I’m glad Forbes recognized SPIRE for what the members already know to be true (Forbes Best-In-State Credit Union for Minnesota!)"
- 10+ Year Coon Rapids Branch Member, via New Product Survey
"The super nice staff are very helpful, get things done quickly, and answer the phone. SPIRE really does try to give their members a good deal."
- 10+ Year Member, via Contact Center Survey
"I always look forward to seeing the employees at SPIRE Hopkins because I'm always greeted warmly! I feel confident that they have my best interest at heart."
- 5-10 Year Member, via Hopkins Branch Survey
"SPIRE and its representatives are the most competent and prompt people I have ever worked with. I would add that SPIRE goes out of its way to meet my financial needs, no matter what they might be."
- 10+ Year Member, via Contact Center Survey
"I’ve been really impressed with all the community involvement and the messaging that SPIRE is not just another credit union. They are genuinely striving to improve their members' lives."
- Elk River Branch Member, via New Member Survey
"I was totally impressed with the customer service and the trust that was developed during our meeting. I felt very comfortable with the people from SPIRE."
- New Member, via New Member Survey
"I'm glad to be a member for more than 25 years, and I enjoy all of my interactions with HAPPY customer service providers who enjoy what they do for members like me."
- 10+ Year Member, via Eagan Branch Survey
"The employees are so cordial while serving you. They have helped when I have had questions, and their pleasant attitude is the main reason I would recommend SPIRE."
- 3-5 Year Member, via Vadnais Heights Branch Survey
"Staff are always informative, always friendly, and coming to SPIRE is like visiting family. You are doing everything great. I love SPIRE, and I keep referring people to SPIRE!"
- 5-10 Year Member, via Relationship Survey
"SPIRE has been family-centered and caring during my golden years of life. Thanks for the nearly 70 years of great, safe, and secure services for my family and many co-workers. Your effort helped me live within my means. "
- 10+ Year Member, via Vadnais Heights Branch Survey
"If you need personal service and a real voice—there is service at SPIRE with a real person. "
- 10+ Year Member, via New Product Survey
"I've been using SPIRE's Digital Banking for 3 years while living out-of-state in Wyoming. Everything I need access to is readily available and easy to use."
- 10+ Year Member, via Digital Survey
"SPIRE has intuitive service and a positive, more high-touch, old-fashioned “feel” to everything with modern tools at our disposal."
- Roseville Branch Member, via Digital Survey
"I turned to SPIRE from the commercial on KS95. I went in for a checking and savings account and came out also with a loan to save me money."
- Maple Grove Branch Member, via New Relationship Survey
"From day one, I've marveled at their attention to detail and their customer relations skillset. It is always a pleasure dealing with SPIRE."
- 1-3 Year Member, via New Product Survey
"My wife and I opened a very small business and decided to go with SPIRE for our financial needs. We have been amazed at how well we were treated and how welcomed everyone made us feel."
- 1 Year Member, via Relationship Survey
"I love being a member of SPIRE because of the connections with people. Everyone I have dealt with over the years has been positive, kind, and made even a difficult day wonderful."
- 10+ Year Member, via Contact Center Survey
"SPIRE Blaine has the most knowledgeable, personable, and friendly staff. I have referred six family members and friends to SPIRE because of these reasons."
- 5-10 Year Member, via Blaine Branch Survey
"They care and offer services, like home refinancing, that help me on a day-to-day basis. I refinanced with SPIRE last spring and experienced a wonderful process."
- 5-10 Year Member, via Maple Grove Branch Survey
"SPIRE is like a "family-owned" business. I have never felt just like a number. SPIRE strives to provide fair, personal customer service to each of their members."
- 10+ Year Member, via Relationship Survey
"Employees go above and beyond to help with any account issues, transactions, or information I need. They are always friendly -- they even call me by name when I first walk in. That is hometown service!"
- 3-5 Year Member, via Mora Branch Survey
"SPIRE was the first financial institution to help me build my credit and, later on, offered me a credit card to help me do so. Thank you for your hard work and faith in me!"
- New Member, via Digital Survey
"Everyone, no matter the location, are always so kind and they take the time to remember your name, and they recognize you when you walk through the door. That means a lot to me."
- Coon Rapids Branch Member, via Branch Survey
"The account opening process was very easy! SPIRE is helping me save thousands of dollars in interest. I sleep so much better knowing that I am doing the best I can."
- Hopkins Branch Member, via New Member Survey.
"The staff is very professional and informative in many areas, plus generous with their time. It is nice to hear someone say "Hi," in a sincere voice."
- 3-5 Year Member, via Relationship Survey
"The employee who helped me set up my account was genuine and extremely helpful. When she saw me a few weeks later, she made an effort to check in and see how life was treating me."
- Coon Rapids Branch Member, via New Member Survey
"When I talk with an employee, they truly care and want to do their best for me in any way that they can. No question is a dumb question."
- 3-5 Year Member, via Contact Center Survey
"I love that I can make mobile deposits. SPIRE provides an easy-to-use, intuitive Digital Banking app."
- 10+ Year Member, via Relationship Survey
"I love that when I call, it is quick and easy to speak to a representative. The staff are so easy to work with and are knowledgeable about the products."
- 1-3 Year Member, via New Product Survey
"The customer service is the best I have ever experienced. Everyone has been friendly, efficient, and knowledgeable. That gives me a lot of confidence in SPIRE."
- 10+ Year Member, via Contact Center Survey
"My husband and I had a wonderful experience obtaining our mortgage with SPIRE. We really appreciate the friendly, knowledgeable, and prompt handling of our request."
- 10+ Year Member, via New Product Survey
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