Refinance your loan with SPIRE
Have an auto loan elsewhere? Consider refinancing it at SPIRE. In fact, we guarantee we will beat your current auto loan rate or we’ll give you $50*.
Not only can we finance your vehicle, we can also insure it! Enjoy a complete line of insurance solutions from top-rated carriers. Compare rates with us and save!
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Extended Warranty Options
Save big on mechanical breakdown protection plans for both new and used vehicles. Help protect your investment by reducing the possibility of out-of-pocket expenses in the event of an unexpected mechanical failure. Compare our rates to the dealers before you decide. All Mechanical Breakdown Protection Plans Offer:
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- Nationwide Coverage
- Rental Vehicle Assistance
- 24-hour Road Side Assistance
- Warranty Transfer Option
Guaranteed Asset Protection (GAP)
Peace of mind starts with protecting your assets. You could lose more than your vehicle, boat, motorcycle, or RV if it is stolen or involved in a major accident. You could lose your investment. GAP covers the difference between your primary carrier’s insurance settlement and the payoff of your loan.
GAP helps to:
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- Eliminate out-of-pocket costs on a remaining loan balance
- Protect your credit rating and prevent financial hardship
- Make purchasing a replacement vehicle more affordable
Additional online Resources
New Vehicle Pricing
*Offer valid on auto loans currently financed with a lender other than SPIRE. SPIRE will beat the interest rate from another financial institution by at least 0.25% with a minimum interest rate floor of 1.75% APR (Annual Percentage Rate) for loans at or above $10,000, or 2.25% APR for loans from $5,000-$9,999.99. Promotional 0% interest loans do not qualify. Minimum amount financed must be $5,000. Must provide verification of current interest rate at other financial institution to qualify. Loans subject to credit approval. Members will receive $50 deposited to their account within 30 days of application if SPIRE cannot approve the loan, beat the existing interest rate by at least 0.25% and approve the loan under the current structured terms they currently reside under. Offer subject to change without notice. Other terms and conditions may apply. Must be a SPIRE Credit Union member. Member responsible for any applicable taxes.