SPIRE NEW & USED CAR LOANS

  • SPIRE offers a variety of terms
  • Finance up 130% of NADA value
  • Payments can be made via automatic withdrawal, online or by phone
  • Apply today and we’ll have an answer to you within 1 business day!

APPLY NOW FOR AN AUTO LOAN

 
Calculator Icon
 

financial calculator

LOAN PAYMENT CALCULATOR
 

Rates

New Vehicles

 

APR*
as low as

Term

Payments/
$1000 borrowed

New Vehicle
2018 & Newer

2.80

36

$28.99

New Vehicle
2018 & Newer

3.00

48

$22.13

New Vehicle
2018 & Newer

3.20

60

$18.06

New Vehicle
2018 & Newer

3.55

72

$15.44

 

Used Vehicles

 

APR*
as low as

Term

Payments/
$1000 borrowed

Used Vehicle
(2013-2018)

3.05

36

$29.10

Used Vehicle
(2013-2018)

3.25

48

$22.24

Used Vehicle
(2013-2018)

3.45

60

$18.17

Used Vehicle
(2003-2012)

3.45

36

$29.28

Used Vehicle
(2003-2012)

3.65

48

$22.42

View our rates 


*Annual Percentage Rate

find your car with CU Auto

Take the haggle and hassle out of buying a vehicle. CU Auto works to find SPIRE members the new or used vehicle of choice. CU Auto will even take your trade in.  Foreign and domestic cars are available.

start your car search

Father, mother and soon looking out the window of their car
Man driving with dog in passenger seat

APPLY TODAY

SPIRE offers three convenient ways to apply for your auto loan:

APPLY online FOR AN AUTO LOAN

Call us at 651.215.3500

Visit your nearest SPIRE branch 


additional services

    Refinance your loan with SPIRE

    Have an auto loan elsewhere? Consider refinancing it at SPIRE. In fact, we guarantee we will beat your current auto loan rate or we’ll give you $50*.
    Refinance today

     

    SPIRE Vehicle Insurance

    SPIRE Insurance

    Not only can we finance your vehicle, we can also insure and protect it! Enjoy a complete line of insurance solutions from top-rated carriers. Compare rates with us and save!

    LEARN MORE ABOUT SPIRE INSURANCE

    Additional online Resources

    New Vehicle Pricing
    www.fueleconomy.gov
    www.carfax.com

    *Offer valid on auto loans currently financed with a lender other than SPIRE. SPIRE will beat the interest rate from another financial institution by at least 0.25% with a minimum interest rate floor of 1.75% APR (Annual Percentage Rate) for loans at or above $10,000, or 2.25% APR for loans from $5,000-$9,999.99. Promotional 0% interest loans do not qualify. Minimum amount financed must be $5,000. Must provide verification of current interest rate at other financial institution to qualify. Loans subject to credit approval. Members will receive $50 deposited to their account within 30 days of application if SPIRE cannot approve the loan, beat the existing interest rate by at least 0.25% and approve the loan under the current structured terms they currently reside under. Offer subject to change without notice. Other terms and conditions may apply. Must be a SPIRE Credit Union member. Member responsible for any applicable taxes.

Driven by

MIDWESTERN VALUES

Founded in 1934, SPIRE upholds the values of honesty, integrity and hard work. We strive to make it easy to do business with us and truly care about our members.


Contact SPIRE.

We are here to improve lives.

651.215.3500 or 888.34.SPIRE

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Current Promotions

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