Signature

SPIRE Visa Signature Credit Card
  • Earn rewards points with CU Rewards
  • 1.25% Cash Back Option
  • Double points on all purchases in the first 90 days
  • Double points on gas, cellular phone, cable and satellite charges
  • 10,000 bonus points after $1,000 net spend in first 120 days of open date
  • $1,000,000 Travel Accident Insurance
Apply for Visa® Signature Card

Gold


SPIRE Visa Gold Credit Card
  • Earn rewards points with CU Rewards
  • 1% Cash Back Option
  • 10,000 bonus points after $2,500 net spend in first 120 days of open date
  • $500,000 Travel Accident Insurance
Apply for Visa® Gold Card

Platinum


SPIRE Visa Platinum Credit Card
  • Low rate card best for everyday purchases
  • $1,000,000 Travel Accident Insurance

 
Apply for Visa® Platinum Card

SPIRE Visa® Credit Card Benefits

All SPIRE Visa Credit Cards include the following benefits:
 
  • No annual fee
  • Low minimum payments just 3% of the outstanding balance or $25, whichever is greater
  • 0% balance consolidation for 12 months with no balance transfer fees within 90 days of opening
  • 24-hour account access through Visa® Online and SPIRE’s mobile app
  • Free Falcon fraud protection
  • Protection from unauthorized charges with Visa®’s Zero Liability Policy
  • Fraud protection using chip technology

Agreement & Disclosure >

fraud protection
 

SPIRE Visa® EMV/Chip Cards

SPIRE Visa® Credit and Debit cards include EMV/Chip technology that gives you greater fraud protection when you use your card at a chip-activated terminal. The embedded microchip provides extra security by encrypting member data when used at chip-enabled registers.

Enhanced Fraud Protection

When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code while encrypting your personal data. This code is virtually impossible to counterfeit and helps reduce in-store fraud.

Easy to Use

If a chip-activated terminal is available, insert your card and follow the prompts. If the merchant does not have a chip-ready terminal, simply swipe your card. You can also use your chip card online and over the phone.
SPIRE EMV cards do not require an additional PIN number to enter at the time of a transaction.
Chip cards also make traveling easier as chip cards are already accepted in more than 130 countries.

Global Acceptance

More merchants are accepting chip transactions every day. Whether you checkout using the chip or swiping your card, you can pay with the confidence wherever Visa® Credit and Debit cards are accepted.

Visa® Card Support

Lost or stolen cards, please call 800.449.7728

24-hour cardholder service, please call 866.820.4947

Mail payments to:
Visa®
PO Box 660493
Dallas, TX 75266-0493

Driven by

MIDWESTERN VALUES

Founded in 1934, SPIRE upholds the values of honesty, integrity and hard work. We strive to make it easy to do business with us and truly care about our members.