SPIRE Digital Banking
We recommend paying your loan on SPIRE Digital Banking. You can make one-time payments or monthly automatic payments from either your SPIRE account or an account at another financial institution.
One-time Electronic Payment
If you have not activated access to SPIRE Digital Banking, you can make a one-time payment with a checking or savings account, as well as a debit or credit card. A fee will be applied to your payment. Make a one-time payment.
SPIRE Branch
You can pay your loan in person by visiting your nearest SPIRE branch. You can also use the night depository to drop-off your payment.
Mail
You may mail a check made out to SPIRE Credit Union and with your loan number written on the check to:
SPIRE Credit Union
PO Box 130670
Roseville, MN 55113
To obtain the verbal payoff amount on your loan, please contact us by phone at 651.215.3500 or stop into your nearest SPIRE branch.
You may mail a check made out to SPIRE Credit Union with "payoff" and your loan number or VIN written in the memo line of the check to:
SPIRE Credit Union
PO Box 130670
Roseville, MN 55113
Please make sure SPIRE has your current address on file so your certificate of title or lien release is sent to the correct address.
Dealerships Please Note: If you are in the SPIRE dealership network, please reference our contact info in your application submission platform.
Request Online
Please complete the Payoff Statement Request form.
Request by Fax
Please fax a payoff request to 651.647.0582 and include the following information:
- Full name of primary borrower.
- SPIRE loan account number.
- Vehicle Identification Number (VIN).
- Payoff good-through date.
- Fax number or email you would like the payoff statement sent.
- Signed third-party borrower authorization form.
If you have a consumer auto, recreational vehicle, or personal loan with SPIRE and it is in good standing, you could qualify to skip a payment. Learn more.