SPIRE is honored to be voted Minnesota's Best in five categories.

Forbes Best-In-State Credit Union

SPIRE has been named one of Minnesota’s Best-in-State Credit Unions by Forbes again in 2023

MSPBJ Best Places to Work

SPIRE has been selected as one of the 2023 Best Places to Work honorees by Minneapolis St. Paul Business Journal

SPIRE Signature Visa® Credit Card

Get $200^{^} plus enjoy 2.99% APR* on balance transfers & 0% APR on new purchases for 12 months when you open a new SPIRE Signature Visa® Credit card

FREE Checking Account

Get $100¹ when you open a new SPIRE Free Checking Account

PLAN for Your Future

Discuss if a 401(k) rollover is right for you

cartoon images of a boat, a wedding ring, and a vehicle

FAST Loan Financing

Live your best life with a loan from SPIRE

A cartoon image of a house with text saying "explore SPIRE mortgage options"

EASY Mortgage Process

Explore SPIRE Mortgage options for your next home

SPIRE Credit Union

Driven by Midwestern Values

Welcome! At SPIRE, our core purpose is simple - to improve lives. Since 1934, we have proudly served the residents of Minnesota and Wisconsin. Today, with 22 branch locations in Minnesota, a network of ATMs across the country, and innovative products and services, we can assist you with all of your financial needs. Learn more about SPIRE.

Appointment

Set a time to meet with a SPIRE representative.

Visa Credit Card

Open a SPIRE Visa^® Credit card and enjoy great benefits.

Vehicle Loans

Get behind the wheel and on to the open road or water.

Mortgage Loans

Start the journey of finding the home of your dreams.

Calculators

Find out what it will take to achieve your goals.

Promotions

Discover how SPIRE can improve your life.

SPIRE News

Hiway Credit Union Members Approve Merger with SPIRE

Hiway Credit Union members voted to approve the merger with SPIRE. This paves the way for a newly named and branded combined credit union starting January 1.

Brian Thomas May Named to Midway Chamber Board of Directors

The Midway Chamber supports organizations in the Midway area of St. Paul. SPIRE Digital Marketing Director Brian Thomas May has been named to its Board of Directors.

SPIRE Named Minnesota's Best in Five Categories

The Star Tribune announced that SPIRE Credit Union has been voted Minnesota's Best in the credit union, mortgage, wealth management, customer service, and customer service-financial services categories.

Lisa Lehman Named to CUNA Marketing & BD Exec Committee

SPIRE VP of Marketing and Business Development, Lisa Lehman, has been named to the Credit CUNA 2023-24 Marketing & Business Development Council Executive Committee.

SPIRE Partners with US Speed Skater Greta Myers

SPIRE Credit Union is proud to announce a new partnership with Minnesota native, US speed skater, and longtime SPIRE member Greta Myers.

Hiway Credit Union & SPIRE Credit Union Proposed Merger Approved by NCUA

Both strong, solvent, and growing, Hiway Credit Union and SPIRE Credit Union are seeking to join forces to bring our members, employees, and communities more.

Hear from SPIRE Members

"From the start, the experience was so enjoyable. Thanks for providing such wonderful service and for having such wonderful, caring, and fun people!"

- 10+ Year Member, via New Product Survey

"I have obtained loans with SPIRE over several years and found the staff to be so easy to work with. My two adult children now have accounts with SPIRE and they agree that the service and support are A+."

- 3-5 Year Member, via Relationship Survey

"SPIRE's service is top-notch! I have always been very pleased with them and I am so happy that they have a location in St. Cloud. My recent interaction was very efficient and informative."

- 10+ Year Member, via St. Cloud Branch Survey

"I have always found SPIRE to treat me like a VIP."

- 10+ Year Member, via Digital Survey

"I've always had good conversations, and my questions are answered and explained clearly. Every time I call, chat, or email, someone is there to help me."

- 10+ Year Member, via Relationship Survey

"Every time I call, they are always polite, helpful, and cheerful. They all sound happy to help, which makes you feel good and it makes you smile."

- 1-3 Year Member, via Member Experience Center Survey

"I've been with SPIRE since the beginning — 37 years strong. I have received nothing but the best experiences, and I plan to be there for the next 37 years."

- 10+ Year Member, via New Product Survey

"My representative was very informative and knowledgeable. I could tell that he genuinely loves his job and is super easy to talk to."

- New Member, via New Member Survey

"I have been a member for at least 25-30 years. My daughter has an account as well. I would recommend SPIRE to anyone who is looking for a quality credit union."

- 10+ Year Member, via New Product Survey

"SPIRE has always been there for me, whether I need a vehicle loan or a smaller loan. I also find the Digital Banking to be very easy to use. When I call, there is always a friendly person to help me."

- 10+ Year Member, via Member Experience Center Survey

"I love SPIRE and tell so many people how happy I am with everything. My whole experience was top-notch on my recent visit to your new Golden Valley branch. I will be happy to use this location again!"

- 10+ Year Member, via Golden Valley Branch Survey

"I have always been treated with the utmost respect at SPIRE. My transactions have always been handled quickly and with a friendly interaction."

- 10+ Year Member, via Pine City Branch Survey

"We've always had good service with SPIRE. The Keewatin branch is no different. We have always received great, friendly service at that location."

- 10+ Year Member, via Keewatin Branch Survey

"Credit unions help you build credit. I am grateful for my vehicle loan because it helped me gain independence and make a better life for myself."

- 1-3 Year Member, via Member Experience Center Survey

"I feel that the staff are genuinely trying to help me succeed financially. I feel proud to be a member of SPIRE."

- Golden Valley Branch Member, via Relationship Survey

"My representative was so very kind and accepting of me. I am very grateful to SPIRE for the manner in which they foster a caring attitude toward me!"

- 10+ Year Member, via Blaine Branch Survey

"I have had nothing but great interactions at the various branches I've visited. All told, it has been a two-thumbs-up experience!"

- 3-5 Year Member, via Ogilvie Branch Survey

"I really appreciate the customer service at SPIRE. While they have grown exponentially, each branch has maintained a "small-town" feel."

- 10+ Year Member, via Eagan Branch Survey

"I recommend SPIRE all the time — often by giving the person a SPIRE pen. The number one reason I recommend SPIRE is trust!"

- 10+ Year Member, via Member Experience Center

"SPIRE has been trustworthy and helpful during situations concerning my money. They have always been the safest place to handle my accounts! For well over 20 years, SPIRE has ALWAYS met my every need!"

- 10+ Year Member, via Contact Center Survey

"I was so happy to open an account. My friend referred me and he was right! SPIRE has very nice people."

- New Golden Valley Member, via New Member Survey

"I can honestly say that I left the branch feeling very excited to start working with SPIRE to increase my savings and improve my credit."

- New Eagan Member, via New Member Survey

"I am very proud to consider myself a member of such an outstanding financial institution! SPIRE has always gone above and beyond, surpassing my expectations!"

- 10+ Year Member, via Keewatin Branch Survey

"From the moment my family walked through the door, everyone has been very helpful by providing excellent service all around. SPIRE is an outstanding credit union, and my family couldn't be happier to be members."

- New Mora Member, via New Member Survey

"Knowing there are people in your corner at SPIRE makes a world of difference. They took the time to get to know my whole financial picture."

- New Member, via New Product Survey

"I was treated like a valued member, as I always am at SPIRE. I especially like the fact that I can do all of my transactions with one credit union in multiple locations across the Twin Cities."

- 10+ Year Member, via Coon Rapids Branch Survey

"I have used SPIRE for vehicle loans, personal loans, and mortgage loans — as well as having my checking and savings accounts here. SPIRE has always worked with me to get the best service and products that best fit my needs."

- 10+ Year Member, via Elk River Branch Survey

"I loved that I didn't have to physically go into a branch, but got the benefits of a one-on-one interaction with an employee. I've felt like a valued member from day one."

- New Member, via New Member Survey

"SPIRE helped me lower my interest rates on other lines of credit to lower my payments, saving me hundreds. I am so fortunate to be a member of a credit union that truly cares about my financial health and future goals."

- 5-10 Year Member, via New Product Survey

"My representative checked up on me a few days after opening my account to make sure everything was OK. I've never had anyone do that for me. It's an awesome feeling knowing someone is there for you."

- New Member, via New Member Survey

"SPIRE has very kind employees, and I have always felt that I can put my trust in this credit union and staff."

- 3-5 Year Member, via Milaca Branch Survey

"This was my first personal loan and I felt like family from the start to the finish. I'm a proud member of SPIRE!"

- 1-3 Year Member, via New Product Survey

"The personal service is unmatched. I was astounded at how smooth the loan process was. I love credit unions and I love SPIRE! I also value SPIRE's commitment to the community."

- 1-3 Year Member, via New Product Survey

"SPIRE is great, and I have never been disappointed. All of my calls have been answered in a positive way."

- 10+ Year Member, via Member Experience Center Survey

"I trust SPIRE and its wonderful staff. They are reliable, dependable, and easy to work with in the areas that I need. The mobile app is also easy to understand and navigate."

- 3-5 Year Member, via Digital Survey