• No monthly maintenance fees or minimum balance requirements
  • Visa® Debit card
  • eStatements
  • BillPay
  •  Overdraft protection from your SPIRE savings account
  • Interbank transfers
  • Apple Pay and Android Pay compatibility
  • Direct Deposit
  • Free ATM transactions at SPIRE, Kwik Trip, CHS Field, and CVS & Walgreens in Minnesota
  • Access to 30,000 surcharge-free ATMs across the country

Must be between ages 13 & 17 to qualify for account. Qualified joint owner over age 18 required.


Manage your account through our secure Internet Banking platform and the SPIRE Mobile app.

Youth ages 13-20 can enjoy the benefits of a Teen Checking Account. At the age of 21, Teen Checking will automatically convert to a SPIRE Free Checking Account.

Spire VISA Debit Card  


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Founded in 1934, SPIRE upholds the values of honesty, integrity and hard work. We strive to make it easy to do business with us and truly care about our members.

Contact SPIRE.

We are here to improve lives.

651.215.3500 or 888.34.SPIRE

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