• No monthly maintenance fees or minimum balance requirements
  • Visa® Debit card
  • eStatements
  • BillPay
  • Overdraft protection from your SPIRE savings account
  • Interbank transfers
  • Apple Pay and Android Pay compatibility
  • Direct Deposit
  • Free ATM transactions at SPIRE, Kwik Trip, CHS Field plus CVS & Walgreens in Minnesota.
  • Access to 30,000 surcharge-free ATMs across the country


Manage your account through our secure Internet Banking platform or the SPIRE Mobile app.

Spire VISA Debit card  
Get $100* today when you open a SPIRE Free Checking Account


*Offer valid to persons with no prior checking relationship with SPIRE in the last 12 months. $100 minimum balance required to open Free checking account. $50 minimum balance required to open a Saints or Teen checking account. To qualify for $100 offer, account holder must set up an Automatic Payment or Direct Deposit and make a total of 6 SPIRE debit card transactions within 60 days. Account must remain open for six months. $100 will be deposited to the checking account upon account opening. If all requirements of offer are not met, SPIRE reserves the right to reclaim the $100. Account holder responsible for any applicable taxes. Limited time offer valid 10.01.17 - 12.31.17. Subject to termination at any time. Other conditions and restrictions may apply.

Driven by


Founded in 1934, SPIRE upholds the values of honesty, integrity and hard work. We strive to make it easy to do business with us and truly care about our members.

Contact SPIRE.

We are here to improve lives.

651.215.3500 or 888.34.SPIRE

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Current Promotions

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Your dream NFL season could come true
Get a chance to win amazing NFL prizes when you pay with Visa®

from September 1 through December 31, 2017.

No Purchase or Obligation Necessary. Open to U.S. residents 18 years & older.
Void in P.R. & where prohibited. Ends 12/31/17. For full Official Rules and non-purchase method of entry see Visa.com/NFLdreamseason