• No monthly maintenance fees or minimum balance requirements
  • Free Visa® debit card
  • Free eStatements
  • Free BillPay
  • Free overdraft protection
  • Free Interbank transfers
  • Free Apply Pay and Android Pay compatibility
  • Free Direct Deposit
  • Free ATMs at SPIRE, Kwik Trip, CHS Field plus CVS & Walgreens in Minnesota.
  • Access to 30,000 surcharge-free ATMs across the country
A qualified joint owner is required


Manage your account through our secure Internet Banking platform or via SPIRE’s mobile app - all for free.

Youth ages 13-20 can enjoy the benefits of a Teen Checking Account. At the age of 21, Teen Checking will automatically convert to a SPIRE Free Checking Account.

Spire VISA Debit Card  


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Founded in 1934, SPIRE upholds the values of honesty, integrity and hard work. We strive to make it easy to do business with us and truly care about our members.

Contact SPIRE.

We are here to improve lives.

651.215.3500 or 888.34.SPIRE

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