• SPIRE custom checks
  • Two free ATM withdrawals per monthly statement cycle at non-proprietary machines
  • Earn dividends
  • Visa® Debit card
  • eStatements
  • BillPay
  • Overdraft protection from your SPIRE savings account
  • Interbank transfers
  • Apple Pay and Android Pay compatibility
  • Free ATM transactions at SPIRE, Kwik Trip, CHS Field plus CVS & Walgreens in Minnesota.
  • Access to 30,000 surcharge-free ATMs across the country


Checking Plus

0.05 Dividend

0.05 APY*


Manage your account through our secure Internet Banking platform or the SPIRE Mobile app.

*Annual Percentage Yield
$100 minimum opening deposit required.
At our discretion, dividend rates are subject to change on the first business day of each week and the first business day of each month (unless otherwise noted).


Driven by


Founded in 1934, SPIRE upholds the values of honesty, integrity and hard work. We strive to make it easy to do business with us and truly care about our members.

Contact SPIRE.

We are here to improve lives.

651.215.3500 or 888.34.SPIRE

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