Save | Savings, Certificates, IRAs | SPIRE Credit Union

No matter what your goals may be, SPIRE can help you save to get there.

Start saving with a SPIRE Share Savings account, or for a specific reason.

Start Saving

Become a SPIRE member with
SPIRE Share Savings.
Encourage saving with limited withdrawals with
SPIRE Budget Savings.

Save with a guaranteed interest rate with
SPIRE Certificates.
Earn a great rate with convenient access to your money with
SPIRE Money Market.

Save for Your Family

Make saving money fun for kids ages 12 and under with
Puppy Pal Accounts.
Start off on the right financial foot with
SPIRE Teen Savings.
Save up for your holiday savings with
Holiday Savings Club.

Save for a Reason

Plan for financial security during retirement with a
SPIRE IRA.
Start saving for your child's education with
Coverdell Education Savings.
Conveniently save and pay for qualified medical expenses with a
SPIRE HSA.

*Quoted Annual Percentage Yield (APY) assumes dividends earned are paid and compounded quarterly to the Certificate and remain on deposit at maturity. If dividends are paid to any other account or withdrawn prior to the Maturity Date, the APY will vary slightly. A withdrawal of dividends will reduce earnings. See Certificate Account Disclosure for additional information.

Regulation D

Regulation D requires that during any calendar month you may not make more than six withdrawals or transfers from your savings account to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction. Transactions governed by Regulation D include, but are not limited to: automatic transfers from savings to checking for overdraft protection, automatic transfers from saving to any other account, telephone transfers from savings to any other account (including transfers made using Telephone Banking and the fax machine,) preauthorized payments from savings, transfers from savings to any other account using Personal Access Home Banking. Regulation D allows unlimited transfers and withdrawals from a saving account when made by mail, messenger, ATM, or in person, or when such withdrawals are made by telephone provided a check is mailed to the member. Transfers to repay loans at the credit union and to pay safe deposit box rent are also unlimited.

Truth in Savings Disclosure