Money Market

Earn a great rate with convenient access to your money when you need it

0.20-1.00% APY

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Budget Savings

Encourage savings by limiting withdrawals

0.25% APY

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Share Savings

Basic savings account

0.00-0.10% APY

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Save now with a guaranteed interest rate locked-in for the term of your choice.

SPIRE Certificate Special


Teen Savings

0.25%  APY

Icon of a teenage boy

Ages 13 to 17

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Panda Pal Kids Savings

0.25% APY

Piggy bank icon

Ages birth through 12

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Holiday Savings Club

0.15% APY

Gift box icon

Savings for holiday expenses

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Save for a reason

Individual Retirement Accounts

Nest egg icon
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Coverdell Education Savings Account

Graduation cap icon
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Health Savings Account

Heart with a cross icon
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*Annual Percentage Yield (APY).  Certificate requires a $500 minimum balance to open.  All dividends are calculated daily and paid quarterly at calendar quarter end and maturity.  If dividends are paid to any other account, the APY may vary slightly. APY accurate as of 10/1/2018. At maturity, the certificate will renew under the current rate and terms of the 24-month certificate.  Accountholder may be subject to an early withdrawal penalty.  Offer ends 12/31/2018 and is subject to termination at any time.

Regulation D

Regulation D requires that during any calendar month you may not make more than six withdrawals or transfers from your savings account to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction. Transactions governed by Regulation D include, but are not limited to: automatic transfers from savings to checking for overdraft protection, automatic transfers from saving to any other account, telephone transfers from savings to any other account (including transfers made using Telephone Banking and the fax machine,) preauthorized payments from savings, transfers from savings to any other account using Personal Access Home Banking. Regulation D allows unlimited transfers to withdrawals from a saving account when made by mail, messenger, ATM, or in person, or when such withdrawals are made by telephone provided a check is mailed to the member. Transfers to repay loans at the credit union and to pay safe deposit box rent are also unlimited.


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Founded in 1934, SPIRE upholds the values of honesty, integrity and hard work. We strive to make it easy to do business with us and truly care about our members.