Savings

Share Savings+Rates Effective: 1/9/2023

Dividend APY*
$0 to $99.990.0000.00
$100 to $1,999.990.0500.05
$2,000 and Greater0.1000.10

Money MarketRates Effective: 1/9/2023

Dividend APY*
$0 to $19,999.990.6480.65
$20,000 to $99,999.990.7470.75
$100,000 to $499,999.990.9951.00
$500,000 to $999,999.991.9822.00
$1,000,000 +2.7162.75

IRA Money MarketRates Effective: 1/9/2023

Dividend APY*
$0 to $19,999.990.6480.65
$20,000 to $99,999.990.7470.75
$100,000 to $499,999.990.9951.00
$500,000 to $999,999.991.9822.00
$1,000,000 +2.7162.75

Other Savings ProgramsRates Effective: 1/9/2023

Dividend APY*
Holiday Savings Club0.3000.30
Budget Savings0.3000.30
Puppy Pal Savings0.3000.30
Teen Savings0.3000.30
Health Savings Account0.3000.30

+$10 minimum balance to open account

*Quoted Annual Percentage Yield (APY) assumes dividends earned are paid and compounded quarterly to the Certificate and remain on deposit at maturity. If dividends are paid to any other account or withdrawn prior to the Maturity Date, the APY will vary slightly. A withdrawal of dividends will reduce earnings. See Certificate Account Disclosure for additional information.
Dividends can be paid to a Certificate, Share Savings Account, Money Market Savings Account or Checking Account.
IRA and HSA Certificates are also available.
Dividends earned on HSA Certificates must be paid to the Certificate.
Dividends earned on Traditional and Roth IRA Certificates can be paid to any IRA of the same type.

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We believe SPIRE is more than a financial institution. Our Core Purpose is to improve lives and we want to be a partner in life with you.

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