Auto & RV Rates

Auto Loans: New Vehicles Rates Effective: 1/1/2019

APR
as low as		 Term Payments/
$1000 borrowed
New Vehicle
2018 & Newer		 3.40 36 $29.26
New Vehicle
2018 & Newer		 3.60 48 $22.40
New Vehicle
2018 & Newer		 3.80 60 $18.33
New Vehicle
2018 & Newer		 4.15 72 $15.71

Auto Loans: Used Vehicles Rates Effective: 1/1/2019

APR
as low as		 Term Payments/
$1000 borrowed
Used Vehicle
(2013-2018)		 3.65 36 $29.37
Used Vehicle
(2013-2018)		 3.85 48 $22.51
Used Vehicle
(2013-2018)		 4.05 60 $18.44
Used Vehicle
(2003-2012)		 4.05 36 $29.55
Used Vehicle
(2003-2012)		 4.25 48 $22.69

Recreational Vehicle Loans: New & Used
(2013-2018) Rates Effective: 1/1/2019

APR
as low as		 Term Payments/
$1000 borrowed
New & Used
(2013-2018)		 4.35 60 $18.57
New & Used
(2013-2018)		 4.85 72 $16.04
New & Used
(2013-2018)		 5.35 84 $14.30
New & Used
(2013-2018)		 6.35 120 $11.28

Recreational Vehicle Loans: Used (2003-2012)Rates Effective: 1/1/2019

APR
as low as		 Term Payments/
$1000 borrowed
Used (2003-2012) 6.35 36 $30.58
Used (2003-2012) 6.85 48 $23.88
Used (2003-2012) 7.35 60 $19.97
Used (2003-2012) 8.35 84 $15.76
Used (2003-2012) 10.35 120 $13.41
 

APR= Annual Percentage Rate. Rates disclosed reflect a .25% discount for automatic payment. SPIRE finances up to 130% financing on new vehicles and up to 130% of the NADA retail value on used vehicle for qualified borrowers. Rates and terms are subject to qualification. Other restrictions may apply. Interest rates subject to change at any time.
Additional Discounts Available to SPIRE Credit Union members with an active SPIRE Checking Account and SPIRE VISA Credit Card. See Associate for details.