NOTICES, Policies, Disclosures & Forms
UNLAWFUL INTERNET GAMBLING NOTICE:
Restricted transactions as defined in Federal Reserve Regulation GG are prohibited from being processed through this account or relationship. Restricted transactions generally include, but are not limited to, those in which credit, electronic fund transfers, checks, or drafts are knowingly accepted by gambling businesses in connection with the participation by others in unlawful Internet gambling.
Abusive Conduct Policy
Account Agreement & Disclosure
Funds Availability Policy
Interbank Transfer User Agreement
Limitation of Service Policy
Member Expulsion Policy
Mobile Deposit Capture Policy
Truth in Saving Rate Sheet
Account Change Form
Member Application Form
Founded in 1934, SPIRE upholds the values of honesty, integrity and hard work. We strive to make it easy to do business with us and truly care about our members.
"I appreciated that I had a warm greeting upon arrival. I also appreciated that another banker said "someone will be with you shortly" when I was waiting in the lobby for a banker… The banker was very knowledgeable about mortgages and when we should apply for a loan and how the whole process works."
~ Eden Prairie Branch Member
"I have always received a great reception to my calls for car loans, and general banking questions. Keep up the great work. Genuine people that smile and look you in the eyes, work best for me."
~ Blaine Branch Member
"SPIRE is a great credit union that offers good rates on loans. ATMs are easily accessible as well. Applying for a loan is the easiest process I've come across to date."
~ Minneapolis Branch Member
"I recommend SPIRE because I love the home town feeling! I was at the drive-thru and mentioned getting a checking account to the person helping me. She made it happen in 10 seconds and did all the work. It was glorious!!"
~ Coon Rapids Branch Member
"The staff knows me by name. I’m always greeted and I feel like a valued member!"
~ Milaca Branch Member
"At the Isle branch they are very friendly and get to know you personally and that makes you feel like a family."
~ Isle Branch Member
"I am extremely likely to recommend SPIRE because I have always been treated with the highest service and my questions answered immediately. I would recommend SPIRE over any other financial institution in a heartbeat."
~ Blaine Branch Member
"I felt valued by very genuine people...not just someone getting through the day. It was quick and easy!"
~ Elk River Branch Member
"Prompt service, friendly environment, and good loan rates. I have a car loan through SPIRE, and it's been a breeze to manage. I appreciate less stress in my life. I love SPIRE and recommend you to anyone hunting for banking/loans/etc."
~ Ogilvie Branch Member