Be ready when you find your dream home

Jan 12, 2018

There are a lot of considerations when determining how much home you are qualified to buy, what your monthly payments will look like, and how much money will be due at closing. It’s in your best interest to talk to us first to determine your target price range and start your home search with the right expectations.

Save, save, save. While it may seem daunting, here are some tried and true tips to get you into your new home sooner.

  • Deposit a portion of your paycheck every month into a separate savings account to be used for your down payment.
  • Consider putting a portion of any raise, bonus, gift or tax return in a savings account to build up your down payment savings.

Take advantage of HomeAdvantage Cash Rewards*. When you use our free HomeAdvantage® program and approved network of real estate agents, you’ll earn Cash Rewards—an average of $1500 at closing.

To learn more, attend one of the following upcoming SPIRE seminars:
 

Mortgage Pre-Approval 101


Mortgage Pre-Approval 101

Looking for a home, ready to buy or wondering if you even qualify? Talk with a loan officer, meet with a HomeAdvantage® agent and gather information.

January 19, 11:00am-2:00pm
SPIRE Eagan, Roseville & Elk River branches

February 2, 11:00am-2:00pm
SPIRE Woodbury, Maple Grove & Minneapolis branches

March 16, 11:00am-2:00pm
​SPIRE St. Paul, Coon Rapids & Eden Prairie branches
 

SPIRE Home Buying Seminars


Home Buying Seminar

If you are ready to take a step closer to dream of owning a home, then meet with one of our experts on your loan options, preparing a down payments and finding the home for you!

January 25, 6:00-8:00pm
SPIRE Eagan branch

February 17, 12:45-1:45pm
Grace Church - Eden Prairie Campus (during the Annual Meeting & Member Appreciation Day)

February 22, 6:00-8:00pm
SPIRE Roseville branch

March 1, 6:00-8:00pm
SPIRE Eden Prairie branch

Read this article and more in the 2018 Winter edition of inSPIRE Newsletter >
inSPIRE newsletter

*The HomeAdvantage program is made available to you through a relationship between SPIRE and CU Realty Services. Cash rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for the cash reward if they use an agent outside this network. Using your credit union for a mortgage is not a requirement to earn a cash reward. Cash reward amounts are dependent on the commissions paid to the agent. Your credit union may have specific rules on how your reward will be paid out. Cash reward incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you.