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Visa Business Platinum Credit Card

SPIRE Visa® Business Platinum Credit Card

Enjoy the benefits and protection of the SPIRE Visa® Business Platinum Credit Card with CURewards.

  • No annual fee.
  • Earn rewards with CURewards.
  • Same great rate for purchases and cash advances.
  • Minimum 25-Day Interest Grace Period on purchases.
  • Individual credit lines for employees to control how much is spent.
  • Free credit card alerts.
  • Use your card on Apple Pay & Google Pay with SPIRE Mobile wallet.
  • Travel & Emergency Assistance - Pre-trip assistance, card & ticket replacement, auto rental insurance, prescription & medical/legal assistance, and lost luggage protection.
  • $1,000,000 Travel Accident Insurance.
  • Extended purchase protection.
  • 24-hour account access through Visa Online and SPIRE Mobile app.
  • Enhanced Security - EMV Chip Technology, free Falcon fraud protection, and our vertical design deters skimmers.
  • Visa's Zero Liability Policy - You won't be held responsible for unauthorized charges made with your account or account information.

Get Rewards with your Visa Business Platinum Card

Earn rewards on each of your purchases. Earn unlimited 1.00% back on all purchases. Redeem for cash back, travel, or merchandise.

For Your Information

Credit card lost or stolen?

Please call 1.800.449.7728 immediately to report your card. This service is available 24 hours a day.
 

Credit Card Support & Payments

Please call 866.820.4947.  This service is available 24 hours a day.
Make your payments online or mail them to:
Visa
PO Box 660493
Dallas, TX 75266-0493
 

EMV Chip Protection

SPIRE Visa Debit cards include EMV/Chip technology that gives you greater fraud protection when you use your card at a chip-activated terminal. The embedded microchip provides extra security by encrypting member data when used at chip-enabled registers.

When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code while encrypting your personal data. This code is virtually impossible to counterfeit and helps reduce in-store fraud.
 

Additional Fraud Protection

With Visa’s Zero Liability Policy, you aren’t held responsible for unauthorized charges made with your account.

We recommend regularly monitoring your account and registering your Visa card for online purchases for an added level of security. Never share your account information or PIN with anyone.

Disclosures

SPIRE Visa Credit Card Agreement & Disclosure
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.
The information about the cost of the card described in the application is accurate as of January 19, 2018. This information may have changed after that date. To find out what may have changed, call us at 651.215.3500 or write us at 2025 Larpenteur Ave W., Falcon Heights, MN 55113.

The Annual Percentage Rate (APR) is subject to change on the first day of the billing cycle quarterly to reflect any change in the Index and will be determined by the Prime Rate on the last day of March, June, September and December of each year as published in The Wall Street Journal’s “Money Rates” table to which we add a margin.

We use a method called "average daily balance (including new purchases)" to calculate your balance.  The information about the cost of the card described in the application is accurate as of January 19, 2018. This information may have changed after that date. To find out what may have changed, call us at 651.215.3500 or write us at 2025 Larpenteur Ave W., Falcon Heights, MN 55113

Take the Next Step

Call us

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Have questions? We are here to help.
651.268.7750 or 888.34.SPIRE
Call SPIRE

Email Us

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Share with us where you're at and how we can help.
Email SPIRE

Visit Us

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Open an account in person at your local SPIRE branch.

 
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