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Business Platinum Visa Credit Card

Enjoy the benefits and protection of the SPIRE Business Platinum Visa® Credit card.

Switch to the SPIRE Business Platinum Visa Credit card and enjoy a $0 balance transfer fee+ and earn 15,000 bonus points.

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Get cash back while giving back with a SPIRE Visa Credit card.

We believe SPIRE is more than a financial institution. Our Core Purpose is to improve lives and we want to be a partner in business and life with you.

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0% APR* for 12 months

Open a new SPIRE Visa Credit card
and enjoy 0% APR on purchases for a year!

This special introductory offer ends December 31, 2023.

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No Annual Fee

There is no annual fee on any SPIRE Visa Credit card.

You also get free fraud protection and monitoring.

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$0 Balance Transfer Fee+

Move the balance of your other higher-rate card to SPIRE without a fee.

Current rates will apply on the balance.

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Card Holder Customizations

Customize the spending limits and
statements for each of your card holders.

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Give Back with Every Purchase

Incorporating our Core Action to give back,
SPIRE is proud to donate .25% of every
 made with your SPIRE Visa Credit
card to causes that improve lives. 

Over $1 million has been donated from SPIRE
member purchases since 2019.

Learn more

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Pay Your Way

Tap, insert, or swipe your contactless card at checkout.

Add your card to your digital wallet and pay with
any device on Apple Pay®, Google Pay, Samsung Pay, Fitbit Pay, or Garmin Pay.

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You're Protected

Shop with confidence with Visa’s Zero Liability Policy.
You're protected if your card is lost, stolen,
or fraudulently used, online or offline.

Set balance, transaction, and statement alerts in
SPIRE Digital Banking to help manage your credit.

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Additional Features

Optional Life Protection.
Travel & Emergency Assistance.
$1,000,000 Travel Accident Insurance.
Credit card payments will be applied first to purchases, then balance transfers (if applicable).

For Your Information

Credit card lost or stolen?

Please call 1.800.449.7728 immediately to report your card. This service is available 24 hours a day.

Credit Card Support & Payments

Please call 866.820.4947.  This service is available 24 hours a day.
Make your payments online or mail them to:
PO Box 660493
Dallas, TX 75266-0493


SPIRE Visa Business Credit Card Addendum
*APR=Annual Percentage Rate. Introductory Offers on new Visa Business accounts opened 10.01.23-12.31.23. 0.00% APR on purchases made within 12 months from date of account opening.  After that, your APR will increase and will vary with the market based on the Prime Rate. Current rate(s) are based on the Prime Rate as stated in the Wall Street Journal plus applicable margin in effect on 09.30.2023, are 17.99% . Rate is based on creditworthiness. The APR will never be greater than 18.00%. Please refer to the Credit Card Account Opening Disclosure you received for information regarding your APR. We calculate your balance by using a method called average daily balance (including new purchases).

+Current rates apply. Existing balances on SPIRE loans or credit cards are not eligible) 

Benefits Guides

Platinum & Platinum Rewards

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