Merchant Services

SPIRE has partnered with The Small Business Authority powered by Newtek to provide your business with a complete menu of payment acceptance options with very competitive pricing. Allow your customers the freedom and flexibility to pay how they wish.

  • Credit and Debit Card Acceptance including:
    MasterCard®, VISA®, Discover Card ®, American Express ®, Diner's Club®, JCB, PIN-based debit cards and signature-based debit cards
  • Electronic Check Services
    Accept paper checks with convenience and confidence using check verification, check verification with guaranteed payment, electronic check recovery and recurring debit
  • ACH Processing 
    Allow your customers to make payments directly from their checking or savings accounts
  • E-commerce Services
    Conduct business online with a shopping cart and a secure internet payment gateway
  • Gift and Loyalty Card Programs
    Create a compelling reason for your customers to come back to your business

Driven by


Founded in 1934, SPIRE upholds the values of honesty, integrity and hard work. We strive to make it easy to do business with us and truly care about our members.