We finance fun with loans for your RV, boat or other leisure toys. It is easier and more affordable than you may think.
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Enjoy a complete line of insurance solutions from top-rated carriers. Compare rates with us and save!
LEARN ABOUT SPIRE INSURANCE
Help protect your investment by reducing the possibility of out-of-pocket expenses in the event of an unexpected mechanical failure for both new and used vehicles. Each of SPIRE's Mechanical Breakdown Protection Plans offer:
- 30-day free look
- Nationwide coverage
- Zero Dollar deductible
- Coverage up to 8 years or 125,000 miles (subject to vehicle qualification)
- Full electronics coverage
- 24/7 Roadside Assistance
- Total loss refund and battery coverage
Get aN INSURANCE quote
Guaranteed Asset Protection (GAP) & Auto Deductible Reimbursement (ADR)
Peace of mind starts with protecting your assets. You could lose more than your vehicle, boat, motorcycle, or RV if it is stolen or involved in a major accident. SPIRE's industry leading GAP & ADR protection can ease your worry.
GAP starts with covering the difference between your insurance carrier’s settlement and the balance of your loan if the vehicle is totaled or stolen.
In addition, the ADR protection will pay your deductible (up to $500) for any accident covered by your primary vehicle insurance provider.
GET A GAP/ADR QUOTE
SPIRE offers three affordable levels of protection that cover loss of income from various life, disability or unemployment situations. You can choose the right package for your needs. Have the piece of mind that if a life event should happen, your loan and credit will be protected.
Get aN INSURANCE quote
*Offer valid on auto loans currently financed with a lender other than SPIRE. SPIRE will beat the interest rate from another financial institution by at least 0.50% with a minimum interest rate floor of 1.75% APR. Promotional 0% interest loans do not qualify. Minimum amount financed must be $5,000. Must provide verification of current interest rate at other financial institution to qualify. Loans subject to credit approval. Members will receive $50 deposited to their account within 30 days of application if SPIRE cannot approve the loan, beat the existing interest rate by at least 0.50% and approve the loan under the current structured terms they currently reside under. Offer subject to change without notice. Other terms and conditions may apply. Must be a SPIRE Credit Union member. Member responsible for any applicable taxes.
Founded in 1934, SPIRE upholds the values of honesty, integrity and hard work. We strive to make it easy to do business with us and truly care about our members.
"I appreciated that I had a warm greeting upon arrival. I also appreciated that another banker said "someone will be with you shortly" when I was waiting in the lobby for a banker… The banker was very knowledgeable about mortgages and when we should apply for a loan and how the whole process works."
~ Eden Prairie Branch Member
"I have always received a great reception to my calls for car loans, and general banking questions. Keep up the great work. Genuine people that smile and look you in the eyes, work best for me."
~ Blaine Branch Member
"SPIRE is a great credit union that offers good rates on loans. ATMs are easily accessible as well. Applying for a loan is the easiest process I've come across to date."
~ Minneapolis Branch Member
"I recommend SPIRE because I love the home town feeling! I was at the drive-thru and mentioned getting a checking account to the person helping me. She made it happen in 10 seconds and did all the work. It was glorious!!"
~ Coon Rapids Branch Member
"The staff knows me by name. I’m always greeted and I feel like a valued member!"
~ Milaca Branch Member
"At the Isle branch they are very friendly and get to know you personally and that makes you feel like a family."
~ Isle Branch Member
"I am extremely likely to recommend SPIRE because I have always been treated with the highest service and my questions answered immediately. I would recommend SPIRE over any other financial institution in a heartbeat."
~ Blaine Branch Member
"I felt valued by very genuine people...not just someone getting through the day. It was quick and easy!"
~ Elk River Branch Member
"Prompt service, friendly environment, and good loan rates. I have a car loan through SPIRE, and it's been a breeze to manage. I appreciate less stress in my life. I love SPIRE and recommend you to anyone hunting for banking/loans/etc."
~ Ogilvie Branch Member