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HomeAdvantage Program

A free center for SPIRE members to help you at every turn of the home buying and selling process.

With exclusive free access to MLS listings, a network of experienced agents, and potential rewards at closing, your new home starts at SPIRE.

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Enroll in HomeAdvantage

See SPIRE Mortgage Options

Join HomeAdvantage® for free and get tips on how to buy and sell your home, get email alerts when your dream home becomes available, and find a real estate agent you can trust.

You may even be eligible for Cash Rewards at closing!*

SPIRE Members have earned $875,710 in HomeAdvantage Cash Rewards since 2015
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Search for Your Dream Home

Find your next home by searching MLS listings for free
through HomeAdvantage.

Get email alerts when new properties become available.

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Find a Real Estate Agent

HomeAdvantage real estate agents must work full-time as an agent, 
have at least three years of experience, and complete additional certifications.

Select a local experienced real estate agent you can trust
to help you buy or sell your home from the HomeAdvantage network.

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Close with Confidence

Your SPIRE Mortgage Loan Officer will lead you step-by-step
to make sure everything is in place for your closing.

When you buy or sell your home with a HomeAdvantage agent,
you may be eligible for Cash Rewards* at closing.
The average reward is $1,500!

Meet with your SPIRE Mortgage Loan Officer

At SPIRE, you'll work with a dedicated loan officer based here in Minnesota. Whether you're looking to understand the process or ready to apply, your loan officer will be with you at every turn.

You can even set a time to meet with them virtually!


*HomeAdvantage is available to you through your membership with SPIRE Credit Union. Cash Rewards are available to members who register to use HomeAdvantage and who use a real estate agent in the HomeAdvantage network to buy or sell their home. Using SPIRE Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. SPIRE Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards are void where prohibited by law or the lender. Please consult with your credit union to get details that may affect you.
Examples of Cash Rewards amounts shown are based on 3% commission rates. Your agent's commission rate may differ.

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