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Borrow

SPIRE Loans & Credit Accounts

SPIRE offers many affordable ways to improve your life.

Home

Mortgage

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Find the right mortgage loan for you to make your dream home a reality.

Home Equity

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Maximize the equity in your home to get funds for projects, debt, and more.

Real Estate Center

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Find your dream home with SPIRE. We will be with you at every turn.

+APR =  Annual Percentage Rate. Automatic payment is required. Principal & interest payment based on loan amount of $175,000. SPIRE does escrow for taxes or insurance. Payment estimates do not include taxes or insurance; actual payments may be higher. Minimum Loan amount is $15,000 and Maximum loan amount is $750,000. A minimum of $15,000 must be new money at SPIRE. Property must be the primary or secondary residence and property insurance is required. Residential properties only located in MN or WI. Commercial, agriculture and large acreage properties excluded from offer. SPIRE member responsible to pay $500 toward closing costs, which includes the cost of the required appraisal. If the loan does not close, the cost of the appraisal will not be refunded. SPIRE will pay closing costs in excess of $500.00 and does not include the fee for a potential subordination agreement or the cost to change fee ownership. Offer subject to termination at any time. Rates and terms are subject to qualification and may change at any time. Borrower must meet membership requirements to qualify. Other restrictions may apply. See your tax advisor for details regarding interest deductibility.

Vehicle

Auto

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A variety of terms and some of the lowest rates around.

Recreational

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From mowers to motorhomes, finance your lifestyle with SPIRE.

Auto Refi

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Refinance your current auto loan with SPIRE and save money.

Personal & Credit

Personal

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Borrow money for any purpose with a variety of loan options.

Visa Credit Cards

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Enjoy low rates, chip security, and SPIRE Mobile Wallet.

Student Loans

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SPIRE offers the Smart Option Student Loan® by Sallie Mae®.

 
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