Personal Loan Rates

Share SecuredRates Effective: 11/2/2020

APR* Monthly Term
Share Secured Loans3.00% over highest Dividend Share Savings or Certificate RateLess than $2,000 up to 48 months or not to exceed the Certificate maturity date. $2,000 and greater up to 120 months or not to exceed the Certificate maturity date.

Other Secured LoansRates Effective: 6/1/2023

APR* Monthly Term
Other Secured Loans (Utility Trailers, Classic Cars, Lawn/Farm Equipment)10.49Up to 60 months

Personal Installment LoansRates Effective: 1/23/2023

APR* Monthly Term Monthly Payments
Installment Loans (Less than $5,000) As low as 16.50 (36 month)Terms available up to 48 months$35.41
Installment Loans ($5,000 and Greater)As low as 9.99 (36 months)Terms available up to 72 months$32.27
Home Improvement Installment Loan ($10,000 and Greater) *Ask for DetailsAs low as 12.99Up to 120 months$14.93

Line of CreditRates Effective: 11/2/2020

APR* Monthly Term
Advantage Line of Credit (Under $5,000)16.00N/A
Preferred Line of Credit (Over $5,000)As low as 12.50N/A

*Annual Percentage Rate.
Minimum repayment period of 181 days for personal installment loans.
Rates and terms are subject to qualification. Other restrictions may apply. Interest rates subject to change at any time.

Monthly payments based on $1,000 borrowed.
Personal Loan Payment Example: Assuming a $5,000 personal loan for 36 months at 9.99% APR, the monthly payment will be $161.31.

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