Auto

Auto Loans: New VehiclesRates Effective: 9/21/2021

APR* Term Payments/$1000 borrowed
New Vehicle 2020 & Newer2.25036$28.75
New Vehicle 2020 & Newer2.45048$21.89
New Vehicle 2020 & Newer2.65060$17.81
New Vehicle 2020 & Newer3.00072$15.19
New Vehicle 2020 & Newer4.00084$13.67

Auto Loans: Used VehiclesRates Effective: 9/21/2021

APR* Term Payments/$1000 borrowed
Used Vehicle (2015-2020)2.50036$28.86
Used Vehicle (2015-2020)2.70048$22.00
Used Vehicle (2015-2020)2.90060$17.92
Used Vehicle (2015-2020)3.25072$15.31
Used Vehicle (2015-2020)4.25084$13.78
Used Vehicle (2005-2014)2.90036$29.04
Used Vehicle (2005-2014)3.10048$22.18
Used Vehicle (2005-20014)3.30060$18.10

*APR= Annual Percentage Rate.
Auto loan rates disclosed reflect a 0.25% discount for automatic payment, a 0.25% discount for having an active checking account, and a 0.10% discount for having a SPIRE Visa Credit Card. Finance up to 130% of the MSRP on new autos and 130% of the JD Power values on used autos for qualified borrowers. Rates will be higher on loans under $10,000 and vehicles over 100,000 miles.
Rates and terms are subject to qualification. Other restrictions may apply. Interest rates subject to change at any time.
See Associate for details.

Take the Next Step

Apply Now

checkbox icon
Apply online now for a SPIRE auto or recreational vehicle loan!
Apply Now

RV Loans

car icon
Go exploring in the recreational vehicle of your dreams.

Calculate Your Loan

calculator icon
Find out how much your payments will be each month.

Scroll to the top