Savings

Share Savings+Rates Effective: 7/13/2020

Dividend APY*
$0 to $99.990.0000.000
$100 to $1,999.990.0250.025
$2,000 and Greater0.0500.050

Money MarketRates Effective: 7/13/2020

Dividend APY*
$0 to $19,999.990.2000.200
$20,000 to $99,999.990.3000.300
$100,000 to $499,999.990.3990.400
$500,000 +0.7470.750

IRA Money MarketRates Effective: 7/13/2020

Dividend APY*
$0 to $19,999.990.2000.200
$20,000 to $99,999.990.3000.300
$100,000 to $499,999.990.3990.400
$500,000 +0.7470.750

Other Savings ProgramsRates Effective: 7/13/2020

Dividend APY*
Holiday Savings Club0.1500.150
Budget Savings0.2000.200
Puppy Pal Savings0.2000.200
Teen Savings0.2000.200
Health Savings Account0.1000.100

+$10 minimum balance to open account

*Quoted Annual Percentage Yield (APY) assumes dividends earned are paid and compounded quarterly to the Certificate and remain on deposit at maturity. If dividends are paid to any other account or withdrawn prior to the Maturity Date, the APY will vary slightly. A withdrawal of dividends will reduce earnings. See Certificate Account Disclosure for additional information.
Dividends can be paid to a Certificate, Share Savings Account, Money Market Savings Account or Checking Account.
IRA and HSA Certificates are also available.
Dividends earned on HSA Certificates must be paid to the Certificate.
Dividends earned on Traditional and Roth IRA Certificates can be paid to any IRA of the same type.

Take the Next Step

Open An Account

locator icon
Visit us and open an account in person at your local SPIRE branch.
Find SPIRE

Compare Your Options

piggy bank icon
Whatever you're saving for, SPIRE can help get you there.

Calculate Savings

calculator icon
Find out how much you could save with monthly deposits.

Scroll to the top