Safe at SPIRE

Keeping you, our staff, and your money safe are our Top Priorities

Our Core Value at SPIRE is We Care. To care is how we act each and every day. Especially now, as we work together through the COVID-19 pandemic, caring is how we begin each decision to provide service to you while keeping you and our staff safe.

We will be making frequent updates to this page with additional details on how you can feel safe at SPIRE. Stay up-to-date by checking back regularly. 

Safe at SPIRE: Keeping You & Your Money Safe

Looking Forward to Seeing You

Our branch lobbies are open regular hours with social distancing and cleaning procedures in place to adhere to CDC and local guidelines. We will offer three ways to assist you based on the service you need. 
If you are feeling sick, we ask that you do not come into the lobby.

Please note:
SPIRE St. Cloud will reopen on Monday, August 3.
The reopening of SPIRE St. Paul will be determined at a later date.


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We will continue to offer expanded service from our 17 drive-thru locations and encourage you to take advantage of these. Expanded services include account transactions, account opening, notary services, and more.


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Walk-in to the lobby for simple account transactions at the teller line, notary services, access to your safe deposit box, and use of the coin counter. Transactions include withdrawals, deposits, bill payments, and transfers.
Please follow the social distancing floor decals and wear a mask while visiting.

Appointment Only

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If you're interested in opening a new account or loan, closing on a loan, opening a safe deposit box, or receiving financial planning guidance, we ask that you make an appointment before you arrive.
This will help us plan for your visit while limiting the number of people inside the building. You can book an appointment online or by calling us at 651.215.3500.

Book Appointment

Keeping Each Other Safe & Well

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Maintaining a safe place for you and our staff is very important to us. We will continue to follow CDC guidelines on social distancing and plexiglass has been installed at all of our teller windows and offices. SPIRE branches are being cleaned daily and we will disinfect after each transaction.

In accordance with the Executive Order 20-81, face masks are required inside branch lobbies.

Your Money is Safe at SPIRE

Federally insured credit unions like SPIRE offer a safe place for your money. All deposits at federally insured credit unions are protected by the National Credit Union Share Insurance Fund, with deposits insured up to at least $250,000. Credit union members have never lost a penny of insured savings at a federally insured credit union.

Helping You Keep Your Dreams on Track

SPIRE is working on a daily basis to put measures in place to support the needs of our members impacted by the Coronavirus pandemic. If your income has been affected by COVID-19 and you need payment relief on your SPIRE loan, please contact us.  Options are available for deferring or reducing payments without a fee.

Also, on a case-by-case basis, we are offering fee refunds for members with income affected by COVID-19 who contact us.  At SPIRE, we care about you and your financial well-being.


Have a SPIRE auto loan? You may be eligible to skip a monthly payment. You can apply within SPIRE Internet Banking so there's no need to come to a branch.
Learn More about Skip-a-Pay

Access Your Money Online or On-the-go


SPIRE Internet Banking & Mobile App

Access your accounts, apply for loans, transfer money, live chat, deposit checks on your mobile device, and more!

Free ATMs

While shopping for essentials, SPIRE members enjoy free ATMs at CVS, Target, and Walgreens locations in Minnesota, and Kwik Trip locations nationwide.

Surcharge-Free ATMs

Access your money at 30,000 surcharge-free ATMs nationwide with the Co-op Shared ATM Network.

Find Surcharge-Free ATMs

Giving Big When People Need it the Most

Recognizing the deep impact COVID-19 has been causing throughout Minnesota, SPIRE organized a campaign to give $250,000 to 187 Minnesota businesses and charities. In a unique approach, SPIRE’s leadership reached out to each of its 300 employees among 20 branches and 20 administrative departments to select local businesses and charities.

The 187 businesses represent communities throughout Minnesota and SPIRE’s 20-branch service area. Causes included animals, cancer, child wellness, community outreach, financial education, homelessness, hunger, mental health, veterans and more. 

Learn More

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