Disclaimer: By continuing, you will be leaving the SPIRE Credit Union website and going to a website not operated by SPIRE Credit Union. SPIRE Credit Union is not responsible for the content or availability of other websites. Please be advised that SPIRE Credit Union does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from those practiced by SPIRE Credit Union.
SPIRE mascot, Cash the Dog, makes saving fun for kids 12 & under.
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Open a new SPIRE Free Checking account today and get $100!1
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Enjoy what a lower rate can do
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Refinance your single-family home & duplex investment properties.6
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Plan your future with an advisor.
VIEW OUR RATES
Join the SPIRE team as an hourly hire before Dec. 31 and get a $1,000 sign-on bonus.*
Pay online or in-person with Apple Pay, Garmin Pay, Fitbit Pay, or Google Pay from your mobile device.
SPIRE Mobile App
SPIRE donates .25% of every purchase on your behalf to causes that improve lives.
More About Giving Back
Get transaction texts or push notifications to your mobile device and enjoy the peace of mind of Visa's Zero Liability Policy.
More on Protections
0% APR for 12 months on purchases introductory offer.*
No annual fee.
Customized spending limits and statements per cardholder.
Cash back, merchandise, and travel rewards.
Earn 15,000 bonus points.♦
Free card monitoring texts, push or email notifications.
Make purchases on Apple Pay or Google Pay with SPIRE Mobile wallet.
Free Fraud Protection & Monitoring.
Visa's Zero Liability Policy - You won't be held responsible for unauthorized charges made with your account or account information.
Optional Life Protection.
Travel & Emergency Assistance.
$1,000,000 Travel Accident Insurance.
Credit card payments will be applied first to purchases, then balance transfers (if applicable).
We believe SPIRE is more than a financial institution. Our Core Purpose is to improve lives and we want to be a partner in business and life with you.
Get cash back while giving back with a SPIRE Visa Credit card.
Book an Appointment
Incorporating our Core Action to give back, SPIRE is proud to donate .25% of every purchase made with your SPIRE Visa Credit card to causes that improve lives.
Animals | Cancer | Child Wellness | Community Outreach | Financial Education | Homelessness | Hunger | Veterans
Learn about the SPIRE Give Back Program
SPIRE Visa cards include EMV/Chip technology that gives you greater fraud protection when you use your card at a chip-activated terminal. The embedded microchip generates a one-time use code while encrypting your personal data. This code is virtually impossible to counterfeit and helps reduce in-store fraud.
With Visa’s Zero Liability Policy, you aren’t held responsible for unauthorized charges made with your account.
We recommend regularly monitoring your account and registering your Visa card for online purchases for an added level of security. Never share your account information or PIN with anyone.
Please call 1.800.449.7728 immediately to report your card. This service is available 24 hours a day.
Please call 866.820.4947. This service is available 24 hours a day.
Make your payments online or mail them to:
PO Box 660493
Dallas, TX 75266-0493
SPIRE Visa Credit Card Agreement & Disclosure
+Current rates apply. Existing balances on SPIRE loans or credit cards are not eligible)
♦15,000 reward bonus points awarded when cardholder makes $1,500 in purchases on new Visa Signature Credit card within 90 days of account opening and may be redeemed for cash back or other merchandise. Recipient is responsible for applicable taxes incurred on cash back.
Platinum & Platinum Rewards