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SPIRE mascot, Cash the Dog, makes saving fun for kids 12 & under.
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Open a new SPIRE Free Checking account today and get $100!1
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Get pre-approved, search & shop for a car, and enjoy payments you can afford all in once place.
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Get cash back with the SPIRE Visa® Business Platinum Card
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Make an appointment with a local financial representative today to see what's next.
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Enjoy the benefits and protection of the SPIRE Visa® Business Platinum Credit Card with CURewards.
Earn rewards on each of your purchases. Earn unlimited 1.00% back on all purchases. Redeem for cash back, travel, or merchandise.
Please call 1.800.449.7728 immediately to report your card. This service is available 24 hours a day.
Please call 866.820.4947. This service is available 24 hours a day.
Make your payments online or mail them to:
PO Box 660493
Dallas, TX 75266-0493
SPIRE Visa Debit cards include EMV/Chip technology that gives you greater fraud protection when you use your card at a chip-activated terminal. The embedded microchip provides extra security by encrypting member data when used at chip-enabled registers.
When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code while encrypting your personal data. This code is virtually impossible to counterfeit and helps reduce in-store fraud.
With Visa’s Zero Liability Policy, you aren’t held responsible for unauthorized charges made with your account.
We recommend regularly monitoring your account and registering your Visa card for online purchases for an added level of security. Never share your account information or PIN with anyone.
SPIRE Visa Credit Card Agreement & Disclosure
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.
The information about the cost of the card described in the application is accurate as of January 19, 2018. This information may have changed after that date. To find out what may have changed, call us at 651.215.3500 or write us at 2025 Larpenteur Ave W., Falcon Heights, MN 55113.
The Annual Percentage Rate (APR) is subject to change on the first day of the billing cycle quarterly to reflect any change in the Index and will be determined by the Prime Rate on the last day of March, June, September and December of each year as published in The Wall Street Journal’s “Money Rates” table to which we add a margin.
We use a method called "average daily balance (including new purchases)" to calculate your balance. The information about the cost of the card described in the application is accurate as of January 19, 2018. This information may have changed after that date. To find out what may have changed, call us at 651.215.3500 or write us at 2025 Larpenteur Ave W., Falcon Heights, MN 55113
Have questions? We are here to help.
888.34.SPIRE or 651.215.3500
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Open an account in person at your local SPIRE branch.