Investment Property Refinance

Switch your investment property loan to SPIRE.

Refinance your single-family or two-unit property with SPIRE and enjoy great Adjustable Rate Mortgage (ARM) loan options with flexible terms.

Take the Next Step

Contact SPIRE Business Lending

We believe SPIRE is more than a financial institution. Our Core Purpose is to improve lives and we want to be a partner in business and life with you.

⁶Limited to 3 properties per owner. Property must be an investment property located in MN. SPIRE member responsible to pay $1,000 toward closing costs, which includes the cost of the required appraisal. If the loan does not close, the cost of the appraisal will not be refunded. SPIRE will pay closing costs in excess of $1,000. Offer subject to termination at any time. Rates and terms are subject to qualification and may change at any time. Borrower must meet membership requirements to qualify. Other restrictions may apply. See your tax advisor for details regarding interest deductibility.

Refinance your Investment Properties

Choose the loan that's right for you with five, seven, or ten year fixed rates.

We offer up to 30-year amortization and low closing costs.

Financing structures for all other types of investment properties are available. Contact us for details.

Minimum Impact to Your Credit Score

We don't report your investment property loan to your credit report.

Worry-free

There are no origination fees
or pre-payment penalties.

Your Loan Stays in Minnesota

When you do a business loan with SPIRE, it stays at SPIRE.
You'll always know who to contact and we'll be here for you.

Rates

	APR^
10/1 ARM	7.375
7/1 ARM	7.125
5/1 ARM	6.875

VIEW BUSINESS RATES

^{^}APR=Annual Percentage Rate. Limited to 3 properties per owner. Property must be an investment property located in MN. SPIRE member responsible to pay $1,000 toward closing costs, which includes the cost of the required appraisal. If the loan does not close, the cost of the appraisal will not be refunded. SPIRE will pay closing costs in excess of $1,000. Offer subject to termination at any time. Rates and terms are subject to qualification and may change at any time. Borrower must meet membership requirements to qualify. Other restrictions may apply. See your tax advisor for details regarding interest deductibility.