Car & Auto Loans

SPIRE can help you search, find, and finance your next car. 

If it has four wheels, we can finance it!


Finance up to 130% of the MSRP on new autos and 130% of the NADA values on used autos. A variety of terms are available. Payments can be made via automatic withdrawal, online or by phone. Apply today and we’ll have an answer to you within 1 business day!



Get Everything You want

Search for specific makes and models, filter out cars that aren't in your your area or in your price range, and calculate your monthly payment.


Use a Car Concierge

Don't have time to search through all of the options?  Get a Car Concierge from CU Auto to find your next car - they'll even take your trade-in.

Get Your Car


New Vehicles

Auto Loans: New VehiclesRates Effective: 2/1/2021

APR* Term Payments/$1000 borrowed
New Vehicle 2020 & Newer2.50036$28.86
New Vehicle 2020 & Newer2.70048$22.00
New Vehicle 2020 & Newer2.90060$17.92
New Vehicle 2020 & Newer3.25072$15.31
Used Vehicles

VIEW ALL RATES View all Rates icon
*Annual Percentage Rate. Rates disclosed reflect a 0.25% discount for automatic payment, a 0.25% discount for having an active checking account, and a 0.10% discount for having a SPIRE Visa Credit Card. Finance up to 130% of the MSRP on new autos and 130% of the NADA values on used autos for qualified borrowers.
Rates and terms are subject to qualification. Other restrictions may apply. Interest rates subject to change at any time.
See Associate for details.

Calculate Your Loan

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Find out how much your payments will be each month.

Protect Your Vehicle

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SPIRE offers many ways to keep your car prestine!
SPIRE Vehicle Protection

4Offer valid on auto loans currently financed with a lender other than SPIRE. Minimum amount financed is $5,000. $100 will be deposited to the share savings account upon loan account opening. Loans subject to credit approval. Offer subject to change without notice. Other terms and conditions may apply. Must be a SPIRE Credit Union member. Member responsible for any applicable taxes. Offer expires 6.30.2021.

Take the Next Step

We believe SPIRE is more than a financial institution. Our Core Purpose is to improve lives and we want to be a partner in life with you.

Apply Now
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