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Wedding Personal Loans

SPIRE can help make your wedding day dreams a reality.

Have funds for the venue, photographer, honeymoon, and everything in between with a SPIRE Wedding Personal Loan.

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We believe SPIRE is more than a financial institution. Our Core Purpose is to improve lives and we want to be a partner in life with you.

Apply online today and start achieving your goals.

wedding loan*

+Payment example based on a personal loan amount of $9,500 for 36 months at 5.99% APR (Annual Percentage Yield). Rates and terms are subject to qualification. Other restrictions may apply. Interest rates subject to change at any time.

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Plan with Confidence

Get money to plan every aspect of your wedding.
From flowers and invites to venues and your honeymoon.

A SPIRE Wedding Personal Loan can be used to fund anything you want.
 


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Conquer Your Debt

With rates often lower than most credit cards, you can
consolidate the debt you have now into one loan and pay it off faster.
 


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Quick & Easy Financing

Apply online in just minutes with no origination fees.
You can also meet with a SPIRE representative to discuss your options and apply on the spot.

You will have a decision on your loan within one business day.
 


Rates

Personal Installment LoansRates Effective: 4/1/2022

APR* Monthly Term Monthly Payments
Installment Loans (Less than $5,000) As low as 13.00 (36 month)Terms available up to 48 months$33.71
Installment Loans ($5,000 and Greater)As low as 5.99 (36 months)Terms available up to 72 months$30.43
Home Improvement Installment Loan ($10,000 and Greater) *Ask for DetailsAs low as 6.99Up to 120 months11.62

Line of CreditRates Effective: 11/2/2020

APR* Monthly Term
Advantage Line of Credit (Under $5,000)16.00N/A
Preferred Line of Credit (Over $5,000)As low as 12.50N/A

Share SecuredRates Effective: 11/2/2020

APR* Monthly Term
Share Secured Loans3.00% over highest Dividend Share Savings or Certificate RateLess than $2,000 up to 48 months or not to exceed the Certificate maturity date. $2,000 and greater up to 120 months or not to exceed the Certificate maturity date.

Other Secured LoansRates Effective: 5/23/2022

APR* Monthly Term
Other Secured Loans (Utility Trailers, Classic Cars, Lawn/Farm Equipment)7.49Up to 60 months

VIEW ALL RATES View all Rates icon
*Annual Percentage Rate.
Minimum repayment period of 181 days for personal installment loans.
Rates and terms are subject to qualification. Other restrictions may apply. Interest rates subject to change at any time.

+Annual Percentage Rate. Payment Examples: A $5,000 personal loan for 36 months at 3.99% APR, the monthly payment will be $147.60. A $5,000 personal loan for 60 months at 5.99% APR, the monthly payment will be $96.64. Funds must either be new loan money to SPIRE or used to pay off a SPIRE credit card. Funds cannot be used to pay off other existing SPIRE loans. Minimum repayment period of 181 days for personal installment loans.Rates and terms are subject to qualification. Other restrictions may apply. Interest rates subject to change at any time.

Monthly payments based on $1,000 borrowed.
Personal Loan Payment Example: Assuming a $5,000 personal loan for 36 months at 5.99% APR, the monthly payment will be $152.09.

Calculate Your Loan

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Find out how much your payments will be each month.

Visa Credit Cards

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Enjoy low rates, chip security, and SPIRE Mobile Wallet. 

Additional Loan Options

Personal Line of Credit

With a revolving line of credit, you borrow up to your pre-approved limit by advancing it only as you need the money.  Your line of credit can be set up as overdraft protection on any SPIRE checking account.

Share/Certificate Secured Loan

Using your savings or a certificate as collateral, this is a great way to help you build credit while enjoying a low interest rate.

 
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