Personal Loans

SPIRE Personal Loans

Whatever your goals may be, SPIRE has a loan option to help you achieve them.

Personal Loan Options

Choose the type of loan that best fits your needs.  Automatic payments are available.

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Line of Credit

With a revolving line of credit, you borrow up to your pre-approved limit by advancing it only as you need the money.  Your line of credit can be set up as overdraft protection on any SPIRE checking account

Unsecured Installment Loan

A great way to get extra cash for whatever life throws your way. SPIRE offers a variety of terms with fixed payments.

Share Secured Loan

Using your savings or a certificate as collateral, this is a great way to help you build credit while enjoying a low interest rate.

Home Improvement Loan

Are you a homeowner and need money quickly? Open an unsecured installment loan specific to improving your home. No equity or closing costs needed. Five year maximum loan term with a maximum amount of $25,000.


Line of Credit

Line of CreditRates Effective: 11/1/2018

APR* Term
Advantage Line of Credit (Under $4,000)16N/A
Preferred Line of Credit (Over $4,000)12.5N/A
Installment Loans
Share Secured
Other Secured

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*Annual Percentage Rate.
Rates and terms are subject to qualification. Other restrictions may apply. Interest rates subject to change at any time.

Truth in Savings Disclosure

Calculate Your Loan

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Find out how much your payments will be each month.

Visa Credit Cards

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Enjoy low rates, chip security, and SPIRE Mobile Wallet.

Take the Next Step

Apply Now

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Apply for a personal loan online now!
Apply Now

Call us

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We are here to help.
888.34.SPIRE or 651.215.3500

Email Us

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Share with us where you're at and how we can help.

Visit Us

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Apply in person at your local SPIRE branch.

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